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Many have a flat-rate pricing model that's easy to understand and lets you estimate your processing costs.

It's usually the most cost-effective processing option for businesses that process ,000 or less per month or for those with small sales tickets.

Often, you also attach a small card reader, called a swiper or dongle, to your device by plugging it into the earphone jack, though newer devices may connect via Bluetooth.

Payment Facilitators Many mobile processors are payment facilitators that don't require you to open your own merchant account.You can also read articles about payment processing.Mobile credit card processing may be a good fit for you if your business is mobile or doesn't operate out of a traditional brick-and-mortar location, such as a food truck.Account aggregators may have maximum processing limits, so they may not be ideal for businesses that have aggressive plans for expansion.Yowza Merchant, for example, only allows its level one merchants to process ,000 a month with a 0 maximum per transaction.You can then download and install an app onto your device.